{"title":"Merchant Cash Advance","description":"","products":[{"product_id":"merchant-cash-advance","title":"Merchant Cash Advance","description":"\u003ch2\u003eMerchant Cash Advance\u003c\/h2\u003e\n\n\u003cp\u003e\u003cstrong\u003eFast working capital based on your business revenue and future sales, designed for existing businesses that need quick access to cash flow.\u003c\/strong\u003e\u003c\/p\u003e\n\n\u003cdiv style=\"background:#071224;border:2px solid #00c389;padding:20px;border-radius:12px;margin:25px 0;color:#ffffff !important;\"\u003e\n  \u003ch3 style=\"color:#00c389 !important;margin-top:0;\"\u003eTransparent Pricing\u003c\/h3\u003e\n  \u003cp style=\"color:#ffffff !important;\"\u003e\u003cstrong\u003eApplying for funding is FREE.\u003c\/strong\u003e\u003c\/p\u003e\n  \u003cul style=\"color:#ffffff !important;\"\u003e\n    \u003cli style=\"color:#ffffff !important;\"\u003e\u003cstrong\u003eNo Upfront Fees\u003c\/strong\u003e\u003c\/li\u003e\n    \u003cli style=\"color:#ffffff !important;\"\u003e\u003cstrong\u003eNo Application Fees\u003c\/strong\u003e\u003c\/li\u003e\n    \u003cli style=\"color:#ffffff !important;\"\u003e\n\u003cstrong\u003eConsultation Fee ONLY\u003c\/strong\u003e if you choose advisory help\u003c\/li\u003e\n    \u003cli style=\"color:#ffffff !important;\"\u003eNo obligation to accept funding\u003c\/li\u003e\n  \u003c\/ul\u003e\n\u003c\/div\u003e\n\n\u003cdiv style=\"background:#071224;border:2px solid #d4af37;padding:20px;border-radius:12px;margin:25px 0;color:#ffffff !important;\"\u003e\n  \u003ch3 style=\"color:#d4af37 !important;margin-top:0;\"\u003eOptional Consultation Services\u003c\/h3\u003e\n  \u003cul style=\"color:#ffffff !important;\"\u003e\n    \u003cli style=\"color:#ffffff !important;\"\u003e\n\u003cstrong\u003eAI Funding Advisor™:\u003c\/strong\u003e $250\u003c\/li\u003e\n    \u003cli style=\"color:#ffffff !important;\"\u003e\n\u003cstrong\u003eSenior Funding Consultant™:\u003c\/strong\u003e $500\u003c\/li\u003e\n    \u003cli style=\"color:#ffffff !important;\"\u003e\n\u003cstrong\u003ePrivate Capital Division™ Consultation:\u003c\/strong\u003e $1,000\u003c\/li\u003e\n  \u003c\/ul\u003e\n  \u003cp style=\"color:#ffffff !important;\"\u003eThese services are optional and separate from the free funding application.\u003c\/p\u003e\n\u003c\/div\u003e\n\n\u003ch3\u003eProgram Rates \u0026amp; Terms\u003c\/h3\u003e\n\u003cul\u003e\n  \u003cli\u003e\n\u003cstrong\u003eFactor Rate:\u003c\/strong\u003e 1.1 to 1.5\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eTerm:\u003c\/strong\u003e 3 to 12 months\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003ePayment Structure:\u003c\/strong\u003e Daily or weekly payments\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eRepayment Source:\u003c\/strong\u003e Based on future business sales or receivables\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eEffective APR:\u003c\/strong\u003e Typically higher than traditional financing and may range from 30% to 120%+ depending on provider, advance size, and repayment speed\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eQualification Guidelines\u003c\/h3\u003e\n\u003cul\u003e\n  \u003cli\u003e\n\u003cstrong\u003eCredit:\u003c\/strong\u003e 550+ preferred\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eTime in Business:\u003c\/strong\u003e 6+ months preferred\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eRevenue:\u003c\/strong\u003e $10,000+ monthly revenue preferred\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eDeposits:\u003c\/strong\u003e Consistent monthly business deposits are important\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eBusiness Type:\u003c\/strong\u003e Best suited for existing businesses with regular sales activity\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eRequired Documents\u003c\/h3\u003e\n\u003cul\u003e\n  \u003cli\u003e3 to 6 months of recent business bank statements\u003c\/li\u003e\n  \u003cli\u003eMerchant processing statements, if applicable\u003c\/li\u003e\n  \u003cli\u003eBusiness legal documents, if requested\u003c\/li\u003e\n  \u003cli\u003eVoided business check or bank verification\u003c\/li\u003e\n  \u003cli\u003eCompleted application\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eBest Fit For\u003c\/h3\u003e\n\u003cul\u003e\n  \u003cli\u003eExisting businesses needing fast working capital\u003c\/li\u003e\n  \u003cli\u003eBusinesses with steady daily, weekly, or monthly sales\u003c\/li\u003e\n  \u003cli\u003eRetail, restaurant, service, transportation, and high-volume businesses\u003c\/li\u003e\n  \u003cli\u003eBusinesses that may not qualify for traditional bank financing\u003c\/li\u003e\n  \u003cli\u003eShort-term cash flow needs, emergency expenses, inventory, payroll, or marketing\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eKey Insight\u003c\/h3\u003e\n\u003cp\u003e\nA merchant cash advance can provide fast access to capital, but it is usually one of the more expensive funding options. It should be used carefully for short-term business needs where the expected return or urgency justifies the cost.\n\u003c\/p\u003e\n\n\u003cdiv style=\"text-align:center;margin:40px 0;\"\u003e\n  \u003ca href=\"https:\/\/www.consultantcoachbroker.com\/a\/AFF-EED61F\" target=\"_blank\" style=\"display:inline-block;background:#00c389;color:#ffffff;padding:18px 45px;border-radius:10px;text-decoration:none;font-size:22px;font-weight:bold;letter-spacing:1px;box-shadow:0 0 15px rgba(0,195,137,.35);\"\u003e\n     APPLY NOW - FREE\n  \u003c\/a\u003e\n\n  \u003cp style=\"margin-top:20px;font-size:18px;\"\u003e\n    \u003cstrong\u003eNo Upfront Fees • No Application Fees • No Obligation\u003c\/strong\u003e\n  \u003c\/p\u003e\n\n  \u003cp\u003eComplete your free funding assessment and discover whether a merchant cash advance may fit your business needs.\u003c\/p\u003e\n\u003c\/div\u003e","brand":"The Funding Store","offers":[{"title":"Default Title","offer_id":50740740259980,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0777\/4440\/6668\/files\/MerchantCashAdvance.png?v=1782003206"}],"url":"https:\/\/thefundingstores.com\/collections\/merchant-cash-advance.oembed","provider":"The Funding Stores","version":"1.0","type":"link"}