{"title":"Term Loans","description":"","products":[{"product_id":"term-loans-traditional-banks","title":"Term Loans (Traditional Banks)","description":"\u003ch2\u003eTerm Loans (Traditional Bank)\u003c\/h2\u003e\n\n\u003cp\u003e\u003cstrong\u003eTraditional bank financing for established businesses seeking structured capital for expansion, working capital, acquisitions, equipment, refinancing, or general business needs.\u003c\/strong\u003e\u003c\/p\u003e\n\n\u003cdiv style=\"background:#071224;border:2px solid #00c389;padding:20px;border-radius:12px;margin:25px 0;color:#ffffff !important;\"\u003e\n  \u003ch3 style=\"color:#00c389 !important;margin-top:0;\"\u003eTransparent Pricing\u003c\/h3\u003e\n  \u003cp style=\"color:#ffffff !important;\"\u003e\u003cstrong\u003eApplying for funding is FREE.\u003c\/strong\u003e\u003c\/p\u003e\n  \u003cul style=\"color:#ffffff !important;\"\u003e\n    \u003cli style=\"color:#ffffff !important;\"\u003e\u003cstrong\u003eNo Upfront Fees\u003c\/strong\u003e\u003c\/li\u003e\n    \u003cli style=\"color:#ffffff !important;\"\u003e\u003cstrong\u003eNo Application Fees\u003c\/strong\u003e\u003c\/li\u003e\n    \u003cli style=\"color:#ffffff !important;\"\u003e\n\u003cstrong\u003eConsultation Fee ONLY\u003c\/strong\u003e if you choose advisory help\u003c\/li\u003e\n    \u003cli style=\"color:#ffffff !important;\"\u003eNo obligation to accept funding\u003c\/li\u003e\n  \u003c\/ul\u003e\n\u003c\/div\u003e\n\n\u003cdiv style=\"background:#071224;border:2px solid #d4af37;padding:20px;border-radius:12px;margin:25px 0;color:#ffffff !important;\"\u003e\n  \u003ch3 style=\"color:#d4af37 !important;margin-top:0;\"\u003eOptional Consultation Services\u003c\/h3\u003e\n  \u003cul style=\"color:#ffffff !important;\"\u003e\n    \u003cli style=\"color:#ffffff !important;\"\u003e\n\u003cstrong\u003eAI Funding Advisor™:\u003c\/strong\u003e $250\u003c\/li\u003e\n    \u003cli style=\"color:#ffffff !important;\"\u003e\n\u003cstrong\u003eSenior Funding Consultant™:\u003c\/strong\u003e $500\u003c\/li\u003e\n    \u003cli style=\"color:#ffffff !important;\"\u003e\n\u003cstrong\u003ePrivate Capital Division™ Consultation:\u003c\/strong\u003e $1,000\u003c\/li\u003e\n  \u003c\/ul\u003e\n  \u003cp style=\"color:#ffffff !important;\"\u003eThese services are optional and separate from the free funding application.\u003c\/p\u003e\n\u003c\/div\u003e\n\n\u003ch3\u003eProgram Rates \u0026amp; Terms\u003c\/h3\u003e\n\u003cul\u003e\n  \u003cli\u003e\n\u003cstrong\u003eLoan Size:\u003c\/strong\u003e $50,000 to $500,000\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eEstimated Rate:\u003c\/strong\u003e 6% to 15%\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eTerm:\u003c\/strong\u003e 2 to 10 years\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eStructure:\u003c\/strong\u003e Fixed repayment term through a traditional bank loan program\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eCollateral:\u003c\/strong\u003e May require a blanket lien depending on the lender and borrower profile\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eQualification Guidelines\u003c\/h3\u003e\n\u003cul\u003e\n  \u003cli\u003e\n\u003cstrong\u003eCredit:\u003c\/strong\u003e 680+ preferred\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eTime in Business:\u003c\/strong\u003e 2+ years preferred\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eRevenue:\u003c\/strong\u003e $250,000+ annually preferred\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eProfitability:\u003c\/strong\u003e Profitable operations are typically required\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eFinancial Strength:\u003c\/strong\u003e Clean books and strong margins improve approval odds\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eRequired Documents\u003c\/h3\u003e\n\u003cul\u003e\n  \u003cli\u003eBusiness tax returns\u003c\/li\u003e\n  \u003cli\u003ePersonal tax returns may be requested\u003c\/li\u003e\n  \u003cli\u003eBusiness financial statements\u003c\/li\u003e\n  \u003cli\u003eRecent business bank statements\u003c\/li\u003e\n  \u003cli\u003eDebt schedule may be requested\u003c\/li\u003e\n  \u003cli\u003eCompleted application\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eBest Fit For\u003c\/h3\u003e\n\u003cul\u003e\n  \u003cli\u003eEstablished businesses with steady revenue\u003c\/li\u003e\n  \u003cli\u003eBusiness expansion\u003c\/li\u003e\n  \u003cli\u003eWorking capital\u003c\/li\u003e\n  \u003cli\u003eDebt refinancing\u003c\/li\u003e\n  \u003cli\u003eEquipment or asset purchases\u003c\/li\u003e\n  \u003cli\u003eInventory purchases\u003c\/li\u003e\n  \u003cli\u003eBusinesses with clean financials and profitable operations\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eKey Insight\u003c\/h3\u003e\n\u003cp\u003e\nTraditional bank term loans are usually best for established businesses with strong credit, organized financial records, consistent revenue, and profitable operations. Clean books and healthy margins can significantly improve approval odds.\n\u003c\/p\u003e\n\n\u003cdiv style=\"text-align:center;margin:40px 0;\"\u003e\n  \u003ca href=\"https:\/\/www.consultantcoachbroker.com\/a\/AFF-EED61F\" target=\"_blank\" style=\"display:inline-block;background:#00c389;color:#ffffff;padding:18px 45px;border-radius:10px;text-decoration:none;font-size:22px;font-weight:bold;letter-spacing:1px;box-shadow:0 0 15px rgba(0,195,137,.35);\"\u003e\n     APPLY NOW - FREE\n  \u003c\/a\u003e\n\n  \u003cp style=\"margin-top:20px;font-size:18px;\"\u003e\n    \u003cstrong\u003eNo Upfront Fees • No Application Fees • No Obligation\u003c\/strong\u003e\n  \u003c\/p\u003e\n\n  \u003cp\u003eComplete your free funding assessment and discover which traditional bank term loan options may fit your business.\u003c\/p\u003e\n\u003c\/div\u003e","brand":"The Funding Store","offers":[{"title":"Default Title","offer_id":50740481753228,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0777\/4440\/6668\/files\/TermLoan.png?v=1781608373"}],"url":"https:\/\/thefundingstores.com\/collections\/working-capital-copy.oembed","provider":"The Funding Stores","version":"1.0","type":"link"}