Real Estate Investment - Single Rental Property Loan (Individual Rental Properties)

Single Rental Property Loan - (Individual Rental Properties)

Private money real estate investment funding for individual rental properties, including single-family homes, 2–4 unit properties, townhomes, and PUDs.

Program Details

• Property Type: Single-family homes, 2–4 units, townhomes, and PUDs
• Occupancy: Currently leased or soon-to-be leased rental properties
• Loan Amount: $100,000 to $1,900,000
• Loan-to-Value: Up to 70% of property value
• Term: 30-year fixed or 5/1 ARM options may be available
• Purpose: Purchase or refinance

Qualification Guidelines

• Minimum Credit Score: 680 FICO
• Eligible Borrowers: Individuals, LPs, or LLCs
• Availability: Nationwide lending options may be available
• Property Use: Investment rental property only

Best Fit For

• Real estate investors purchasing rental properties
• Investors refinancing existing rental properties
• Buy-and-hold rental investors
• Single-family rental property owners
• LLCs building a rental portfolio

Key Insights

• Lock in fixed-rate financing on a single rental property for up to 30 years.
• Streamlined process may help investors close quickly and efficiently.
• Ideal for investors seeking long-term rental income and portfolio growth.